Last updated: February 29, 2024
Please read these terms and conditions carefully before using Our Service.
The words of which the initial letter is capitalized have meanings defined under the following conditions. The following definitions shall have the same meaning regardless of whether they appear singular or plural.
For these Terms and Conditions:
Application means the software program provided by the Company downloaded by You on any electronic device, named SURAKSHAKADI
Application Store means the digital distribution service operated and developed by Apple Inc. (Apple App Store) or Google Inc. (Google Play Store) in which the Application has been downloaded.
Affiliate means an entity that controls or is controlled by or is under common control with a party, where "control" means ownership of 50% or more of the shares, equity interest, or other securities entitled to vote for the election of directors or other managing authority.
The country refers to India.
Company (referred to as either "the Company,” "We,” "Us," or "Our" in this Agreement) refers to SURAKSHAKADI DIGITAL ESTATE SERVICES PRIVATE LIMITED or SURAKSHAKADI.
Device means any device that can access the Service, such as a computer, a cellphone, or a digital tablet.
Service refers to the bundle of services purchased through the annual or lifetime subscription plans, electronic extended Will writing service, or an optional service of putting users in touch with lawyers on a cost-and-effort basis and or specific paid quotation service over the mobile Application or the Website, or both.
Terms and Conditions (also referred to as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.
Third-party Social Media Service means any services or content (including data, information, products, or services) provided by a third party that may be displayed, included, or made available by the Service.
The website refers to SURAKSHAKADI, accessible from https://www.surakshakadi.com.
You/User/Consumer means the individual accessing or using the Service, the company, or other legal entity on behalf of which such individual is accessing or using the Service, whether by surfing, reading, viewing, using, and/or purchasing the documents and/or subscribing to the services, and/or specific paid quotation for the service offered on the Application or the Website, or both, as applicable.
These are the Terms and Conditions governing the use of this Service and the agreement between You and the Company. These Terms and Conditions outline the rights and responsibilities of all users in relation to the Service.
Your access to and utilization of the Service is contingent upon your acceptance of and adherence to these Terms and Conditions. These Terms and Conditions are applicable to all visitors, users, and individuals who access or utilize the Service.
By accessing or using the Service, you hereby agree to be bound by these Terms and Conditions. In the event of disagreement with any part of these Terms and Conditions, you must refrain from accessing the Service.
You affirm that you are of legal age, being over 18 years old. The Company does not permit individuals under the age of 18 to utilize the Service. Through User Registration, you acknowledge and affirm that you are at least eighteen years old, and possess the legal competence to enter into a binding contract with the Company concerning the use of the Application and/or Website.
Furthermore, your access to and utilization of the Service is also subject to your acceptance of and compliance with the Company's Privacy Policy. Our Privacy Policy delineates Our procedures and policies regarding the collection, usage, and disclosure of your personal information when you utilize the Application and/or the Website. It also informs you of your privacy rights and the legal protections in place. We strongly recommend that you read our Privacy Policy attentively prior to utilizing Our Service, as it outlines our practices and policies related to the collection, usage, and storage of user information.
It is important to note that neither the company, the application, nor the WEBSITE of Surakshakadi provides legal advice.
The design of the documents presented on the application and/or the WEBSITE is entirely automated and does not result from any manual writing, editing, or modification by the director, the company’s employees, SURAKSHAKADI, the company's partners, or any other individual.
This document constitutes an electronic record in accordance with the Information Technology Act, 2000, and the rules and amendments pertaining to electronic records in various statutes, as amended by the Information Technology Act, 2000. This electronic record is generated by a computer system and does not necessitate physical or digital signatures. This document is published in accordance with Rule 3(1) of the Information Technology (Intermediaries guidelines) Rules, 2011, which mandates the posting of rules and regulations, privacy policy, and user agreement for access or usage of the Application and/or Website.
We retain the right to periodically revise, update, or modify the Terms of Use without prior notice. We urge you to periodically review this document for updates and to ensure your familiarity with the most current version. Unless otherwise specified in such revisions, the revised User Agreement, or its components, shall become effective upon posting, denoted as the "Last Revised Date."
We kindly request that you carefully read these Terms of Use. By accessing and utilizing the Application and/or Website, you explicitly agree to be bound by these Terms of Use. Unless explicitly stated otherwise, any new features that expand or enhance the Application and/or Website shall be subject to these Terms of Use.
Our Service may contain links to third-party Applications and/or Websites or services not owned or controlled by the Company.
We may collaborate with banks, financial institutions, insurance advisors, or other corporate bodies and individuals (Affiliates) to create awareness, market, and sell our product/s.
The Company has no control over and assumes no responsibility for the content, privacy policies, or practices of any third-party applications, Websites, or services. You further acknowledge and agree that the Company shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any such content, goods, or services available on or through any such web sites or services.
We strongly advise You to read the terms and conditions and privacy policies of any third-party applications, websites, or services you visit.
You will not use the Application and/or Website for any purpose that is unlawful or prohibited by these Terms.
We may terminate or suspend Your access immediately, without prior notice or liability, for any reason whatsoever, including without limitation if You breach these Terms and Conditions.
Upon termination, your right to use the Service will cease immediately.
Regardless of any damages you may incur, the total liability of the Company, along with its suppliers, service providers, and partners under any provision of these terms, as well as your exclusive remedy for all such matters, will be restricted to the amount paid by you through the Service or Rs 500/- if you have not made any purchases through the Service.
To the maximum extent allowed by applicable law, under no circumstances shall the Company, its suppliers, service providers, or partners be held liable for any special, incidental, indirect, or consequential damages whatsoever. This includes, but is not limited to, damages for loss of profits, loss of data or other information, business interruption, personal injury, or loss of privacy arising from or in any way related to the use of, or inability to use, the Service, third-party software, and third-party hardware used with the Service, or otherwise connected with any provision of these terms. This holds true even if the Company or any suppliers, service providers, or partners have been informed of the possibility of such damages, and even if the remedy fails in its essential purpose.
The liability of each party will be restricted to the maximum extent permitted by law in the respective country.
The Service is provided to You "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, the Company, on its behalf and on behalf of its Affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory, or otherwise, concerning the Service, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of a course of dealing, course of performance, usage or trade practice. Without limitation to the preceding, the Company provides no warranty or undertaking, and makes no representation of any kind that the Service will meet Your requirements, achieve any intended results, be compatible or work with any other software, applications, systems, or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.
Without limiting the preceding, neither the Company nor any of the company's providers makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Service, or the information, content, and materials or products included thereon; (ii) that the Service will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Service; or (iv) that the Service, its servers, the content, or e-mails sent from or on behalf of the Company are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.
Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to You. But in such a case, the exclusions and regulations outlined in this section shall be applied to the greatest extent enforceable under applicable law.
The laws of the Country, excluding its conflicts of law rules, shall govern these Terms and Your use of the Service. Your application use may also be subject to local, state, or national laws. In case of doubt regarding any of these Terms and Conditions, USER acknowledges that the Indian Consumer Code and the customs in force in the Indian e-commerce industry apply. Our product/s and other service/s are designed to be suitable for the application of the law of India for Indian citizens and NRIs having assets/properties in India. If an individual has any assets outside India, it is advisable to create a separate Will in that country as per their local laws. However, if you generate Will using our services for those foreign assets, the possible legal issues arising in the future will be entirely at your own risk.
USER further acknowledges that any dispute resolution required, including arbitration, litigation, or another method, shall exclusively be done in Lucknow, India. Specifically, any litigation under these Terms And Conditions will be exclusively before a court of competent jurisdiction in Lucknow.
To the fullest extent permitted by law and especially in case of any dispute between the parties, the controlling language for these Terms And Conditions is English.
In case of any dispute or claim, however, before undertaking any method involving a third party, the USER agrees first to contact SURAKSHAKADI directly or informally by contacting the Company so that the parties may come to an amicable solution.
Suppose any provision of these Terms is held to be unenforceable or invalid. In that case, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law. The remaining provisions will continue in full force and effect.
Except as provided herein, the failure to exercise a right or to require the performance of an obligation under these Terms shall not affect a party's ability to exercise such right or require such performance at any time after that, nor shall the waiver of a breach constitute a waiver of any subsequent breach.
These Terms and Conditions may have been translated if We have made them available to You on our Service. You agree that the original English text shall prevail in the case of a dispute.
Surakshakadi stands as a leading provider, specializing in the facilitation of a smooth asset transfer process for legal heirs in India. Operating under an innovative Legal Process Outsourcing model, we leverage a team of skilled lawyers to ensure meticulous adherence to Indian laws governing Wills and Estate Planning. While not classified as a law firm, our platform serves as a reliable resource for subscribers looking to navigate the complexities of end-of-life planning with ease. Users can effortlessly create, update, and manage comprehensive end-of-life plans through our intuitive platform. Our services encompass secure Will creation, reinforced by the collection of video evidence, confidential asset wallet management, and the provision of secured term-life insurance. Additionally, we collaborate with legal experts, recommend trusted service providers, and actively engage with government initiatives to streamline and simplify the asset transfer process. The distinctive features of our transparent and cost-effective approach, combined with a comprehensive suite of services, establish Surakshakadi as a trustworthy and convenient solution for hassle-free asset transfer, ensuring financial well-being and peace of mind for our subscribers and their legal heirs.
Cookies are small files placed on Your computer, mobile device, or any other device by an Application and/or Website, containing details of your browsing history on that Application and/or Website among its many uses.
Cookies can be "Persistent" or "Session" Cookies. Persistent Cookies remain on your personal computer or mobile device when You go offline, while Session Cookies are deleted as soon as You close your web browser.
We use both sessions and persistent Cookies for the purposes set out below:
Necessary / Essential Cookies
Type: Session Cookies
Administered by: Us
Purpose: These Cookies are essential to provide You with services available through the Application and/or Website and to enable You to use some of its features. They help to authenticate users and prevent fraudulent use of user accounts. Without these Cookies, the services that You have asked for cannot be provided, and We only use these Cookies to offer you those services.
Functionality Cookies
Type: Persistent Cookies
Administered by: Us
Purpose: These Cookies allow us to remember choices You make when You use the Applications and/or Websites, such as your login details or language preference. The purpose of these Cookies is to provide You with a more personal experience and to avoid You having to re-enter your preferences every time. You use the Application and/or Website.
Our online services uphold the highest confidentiality and data security standards. Advanced measures are seamlessly integrated to safeguard your information and prevent unauthorized access. Your data, comprising limited details such as name, email address, city, and phone number, will be treated with the utmost confidentiality. Access to our product software is restricted to authorized users only, ensuring a secure environment. Specific information may be shared exclusively with the referring company/entity/partner involved in providing insurance coverage. This transparent sharing is designed to optimize service delivery, assist in insurance processes, and provide timely reminders while upholding strict confidentiality standards.
Payment for our online services is seamlessly processed through the designated methods specified on the Application and/or Website, leveraging a secure payment gateway. In utilizing the payment gateway, we reserve the right to apply and recover associated fees. It is important to note that all services are subject to prevailing Goods and Services Tax (GST) rates. Adherence to these payment terms is crucial to ensuring a seamless and efficient transaction process.
Additionally, we explicitly prohibit any transactions involving cash. Please refrain from engaging with any individuals or entities, including affiliates, brokers, agents, lawyers, CAs, or salespersons, who claim association with Surakshakadi and suggest cash transactions. All transactions must strictly adhere to the use of our secure online payment gateway.
Upon the effective date of such revisions, your continued access or use of our service indicates your agreement to be bound by the updated terms. Should you disagree, either wholly or partially, with the new terms, we kindly request that you discontinue the use of the Application and/or Website and the associated services.
We make diligent efforts to maintain the accuracy and relevance of the product/application/website, striving to incorporate any legal changes promptly. However, due to the rapid evolution of laws, we cannot assure that all information within the Application and/or Website or product is consistently up to date. Legal frameworks vary across jurisdictions and may undergo different interpretations by various courts. Given the personal nature of legal matters, no general information or legal tool, including the our product, can encompass every unique circumstance.
It is essential to note that the legal information provided on the Website and within the product does not constitute legal advice and is not guaranteed to be correct, comprehensive, or up-to-date. Therefore, for resolution of your specific legal concerns, we strongly recommend seeking legal advice either from our team or your legal representative who can address your situation with due diligence.
This User Agreement represents the comprehensive and sole agreement between M/s Surakshakadi Digital Estate Services Pvt. Ltd. and the user regarding the services provided by Surakshakadi, encompassing your utilization of the mobile application, Website, hyperlinks to the Website, as well as the content and software exhibited on the Website.
For any comments, queries and requests, don't hesitate to contact us at:
Email: help@surakshakadi.com
Address: Surakshakadi Digital Estate Services Pvt. Ltd.
Sector-C, C-203, Near Blue Bells School, Mahanagar, Lucknow, Uttar Pradesh, 226006. INDIA.
Tel: (+91) 9834514832
CIN No. U72900PN2019PTC184675