Any individual aged 18 years or older who possesses assets like bank accounts, Demat accounts, insurance, etc., is encouraged to subscribe to Surakshakadi. Recognizing the unpredictability of life and the acknowledgment that one is not immortal, planning for the secure management and transfer of assets becomes a responsible step for individuals with diverse holdings.

SurakshaKadi offers an easy-to-use online platform, enabling you to create a legally valid Will from the comfort of your home. It combines legal expertise with technology to provide a convenient and cost-effective solution. SurakshaKadi distinguishes itself from traditional legal services in several ways:

Complimentary e-Will Creation: We provide a user-friendly online platform for creating a legally valid Will from the comfort of your home at no additional cost, eliminating the need for expensive legal consultations and documentation fees.

Secure Digital Document Vault: We offer a secure and centralized digital vault to store all your assets in one place, providing peace of mind without the expense of creating a physical vault or relying on traditional storage methods.

Transparent Will Execution Service: Our experts streamline the asset transfer process, often laden with extensive fees like legal services, government fees, court fees, notary fees, executor fees, trustee fees, valuation fees, transfer agent fees, brokerage fees, account closing fees, fiduciary fees, documents recording fees, transfer taxes, and inspection fees, to ensure it is both efficient and cost-effective. This relieves the burden on your legal heirs, sparing them from the complexities of dealing with multiple offices and extensive documentation.

Cost-Effective Solution: SurakshaKadi combines legal expertise with technology to offer a hassle-free, cost-effective solution for Will creation and asset management, making it a more accessible and affordable option compared to traditional legal services.

Convenience: Our easy-to-use online platform allows you to create and manage your Will from anywhere, at any time, reducing the inconvenience of scheduling and attending in-person legal consultations.

Comprehensive Services: We provide a range of estate planning and management services, from e-Will creation to secure asset storage and transparent asset transfer execution, all under one digital roof, streamlining the entire process.

Appointing an executor through SurakshaKadi is a key decision that can make a substantial difference. Our professional executors play a vital role in preventing family disputes, ensuring the deceased's precise wishes are carried out meticulously, and streamlining the entire asset distribution process with unmatched efficiency and care.

Note: Appointing an executor can prevent family disputes, ensure the deceased's wishes are honored, and facilitate a smooth distribution process.

Absolutely. Surakshakadi provides a 25 lakh rupees Personal Accident (PA) insurance cover for its subscribers. Our commitment lies in ensuring the best interests of your loved ones and guaranteeing that your wishes are fulfilled according to your Will.

A Will is a written declaration about property and asset distribution after one's death, signed in the presence of two witnesses.

An executor is a designated individual, either from SurakshaKadi or a competent professional (such as a lawyer, accountant or other professionals), authorized through SurakshaKadi, and supervised by the company, to carry out the specific terms of your Will. This person holds the essential authority to efficiently close your estate and facilitate the seamless transfer of assets to your legal heirs, ensuring your wishes are faithfully executed. SurakshaKadi subscribers authorize us to act as their executor for added peace of mind.

At SurakshaKadi, your security and data privacy are paramount. Our platform is built with top-tier security features. During your lifetime, not even Surakshakadi can access your documents. Your data is hosted on secure cloud networks, and all sensitive client data is encrypted with 256-bit SHA encryption. We never read or share your data. Debit/credit card payments are processed via a secure gateway approved by the RBI.

SurakshaKadi securely stores your assets and documents with end-to-end encryption. Even Surakshakadi can't access your documents during your lifetime. Your data is protected using state-of-the-art security measures and will be transferred to your legal heir in your absence.

Asset transfer may incur various fees, including government and court fees, legal fees for advice and documentation, notary fees for document notarization, executor or trustee fees if appointed, valuation fees for asset appraisal, transfer agent fees for securities transfers, brokerage fees for asset sales, account closing fees, fiduciary fees for services, recording fees for property documents, transfer taxes imposed by certain jurisdictions, title insurance premiums, and inspection fees for asset evaluation. Costs vary based on asset nature/size and transfer circumstances. Legal heirs should be aware of these potential expenses when managing asset transfers without utilizing Surakshakadi subscription services.

SurakshaKadi is committed to providing a comprehensive and hassle-free asset transfer service. We cover a wide range of fees and costs associated with asset transfer. We aim to minimize the financial burden on our users, ensuring a smooth and cost-effective asset transfer process. Please note that government fees, trustee fees if appointed, transfer taxes and court fees are not covered by SurakshaKadi. Additionally, for immovable assets, Registration and Stamp Duty remain the responsibility of the user.

Executors carry out responsibilities such as registering the death, notifying relevant authorities, initiating probate proceedings, settling debts, managing legal matters, handling tax obligations, and fulfilling various administrative tasks on behalf of the estate.

SurakshaKadi provides two convenient signing options. Firstly, you can download the Will, print it at home, sign it along with two witnesses, and then upload it back into the application. Alternatively, we offer a courier service for offline document signing. In this case, we send you the printed copy, and you can sign it with two witnesses. Once signed, you can then upload it back into the application. Please note that courier services may incur charges if they fall outside the permissible limits of the defined pincodes.

Documents are not reviewed by humans; they are processed electronically.

To validate a Will, you need two impartial witnesses who are above 18 years of age. They must be mentally competent, trustworthy, and as independent as possible. In case they are called upon to testify about the Will's validity and competence, they could be distant relatives, friends, colleagues, neighbours, and more.

Assets are distributed according to the Will after the death of its maker (testator).

Yes, you can update your Will whenever your circumstances change. It's essential to keep your Will current to reflect your latest wishes. SurakshaKadi's updated app will allow you to amend your Will twice a year at no additional cost.

To ensure your Will is legally valid, it should be in writing, signed by you in the presence of two witnesses, and dated. The witnesses should also sign your Will. Legal experts on SurakshaKadi ensure your document adheres to these legal requirements.

Creating a Will on SurakshaKadi is easy. Simply sign up for an account, answer a series of questions to provide your instructions, and our platform will generate a customized Will document for you. You can download, review, and make changes as needed.

Legal experts at SurakshaKadi use technology to make Will drafting straightforward, clear, and legally sound.

Without a Will, your assets are subject to the rules of Succession Laws. These laws define predetermined portions for distribution among family members based on your religion or personal law. This may not align with your specific wishes and could result in delays and potential legal disputes among family members, creating unnecessary complications.

Legal document templates are created by experienced lawyers and legal experts.

A nominee is a trustee of the property, while a beneficiary is a legal heir entitled to receive properties as per the Will.

Without a Will, movable properties require a Succession Certificate from the Court. If there are immovable properties, a Letter of Administration is to be obtained from the Court.

Without a Will, properties are first distributed to Class 1 heirs, which includes close family members. If Class 1 heirs aren't present, they are then allocated to Class 2 heirs, who are a broader set of relatives. In the absence of both, the distribution moves to Agnates and Cognates, extending the circle of potential heirs. If there are no eligible heirs, the government takes control of the properties.

A legal heir is a person, male or female, entitled to succeed to the properties of the deceased under the applicable personal law for succession.

Yes, as per Indian laws, a nominee is a trustee, and the nomination arrangement is just a facility to claim property by a nominee in the event of the death of the owner. The nominee will only act as Trustee for a temporary period till a legal heir is established as per the Will or as per the Succession Act; thereafter nominee has to hand over those properties to rightful legal heirs. A nominee can also be a legal heir.

No, notarization or registration is not mandatory. A Will signed by two witnesses is legally valid. Registration can be done anytime during the lifetime.

If your Will is challenged, it will go through a legal process. It's important to ensure that your Will is well-drafted and legally sound to minimize the chances of a successful challenge. Seek legal advice if you have concerns.

Your Will should include a clear list of your assets, your beneficiaries, and instructions for how your assets should be distributed. You can also specify guardianship for minors and other personal preferences.

Yes, you can appoint a guardian for your minor children in your Will. This is a crucial aspect of estate planning to ensure your children's welfare.